NEWNow accepting participants through Regional Center of the East Bay

Self-determination, without the paperwork

Achieve FMS is a financial management service for California families in the Self-Determination Program. We pay your caregivers, your vendors, and your taxes — so you can focus on what your plan is actually for.

DDS-vendored FMS
·
SOC 2 Type II (in progress)
·
Bonded per Title 17 CCR
·
Bill-Payer & Co-Employer models
access.fm/p/sam
Plan year
Sam's plan · $128,400 authorized
245 days left · on pace
Remaining
$59,654
Paid
$54,664
On-hold
$3,245
Authorized
$128,400
Living Arrangement
Employment & Community
Health & Safety
How it works

From plan approval to audit-ready in four steps

01

Bring your spending plan

Your Regional Center authorizes your annual plan with a service code breakdown. Upload it once; we track every dollar against it.

02

Add your team

Invite caregivers as W-2 employees or set up vendors for invoice-based services. We handle W-4s, I-9s, CPR docs, background checks, insurance certs.

03

Approve the work

Employees clock in, vendors invoice. You review and approve with one tap. We take it from there — payroll, taxes, ACH, virtual cards.

04

Stay audit-ready

Every dollar is categorized to a DDS service code. Every document is stored, every decision logged. When your RC asks, we already have the statement.

For guardians

Your plan, visible at every level

See where every dollar is going before payroll runs. One tap to approve a timesheet, one tap to issue a card for a camp deposit.

  • Real-time budget vs. pace for every service code
  • Paid, on-hold, remaining — always visible
  • Manage multiple participants under one sign-in
  • Statements auto-generated monthly and at year-end
For guardians view
For employees & vendors

Get paid without the hassle

Clock in from your phone. Submit invoices from a laptop. Complete onboarding documents online once — no printing, scanning, or faxing.

  • Clock-in / clock-out with automatic OT calculation
  • Direct deposit weekly for W-2 employees
  • ACH payout for vendors within 3 business days
  • All your tax docs in one place for every family you serve
For employees & vendors view
For Regional Centers

Audit-ready by default

Every service-code expenditure is categorized, documented, and timestamped. Service Coordinators get a read-only staff portal with no statement delays.

  • Plans versioned, not edited — full revision history
  • Append-only audit log for every state change
  • Statements exportable in RC-required formats
  • Bonded per Title 17 CCR; filings on request
For Regional Centers view
Trust & security

Built for the families and funds we serve

SOC 2 Type II

In progress. All payment, payroll, and card providers are already SOC 2 compliant so we inherit their controls.

Bank-level security

TLS in transit, AES-256 at rest. Cards, bank accounts, and SSNs are tokenized — never stored in our database.

Append-only audit log

Every state change on money and identity data is logged with actor, timestamp, IP, and diff.

Bonded per state regulation

Surety bond held at 20% of combined participant budgets per Title 17 CCR. Bond capacity monitored in real time.

Pricing

Funded by your Regional Center

FMS fees are paid directly by your RC, not out of your annual budget. You don't pay us anything.

Bill-Payer

You direct the services. We pay vendor invoices via ACH. No employees, no payroll.

  • Vendor onboarding & payment
  • Invoice review workflow
  • Monthly statements
  • RC-ready reporting

Co-Employer

Most popular

We employ your caregivers as W-2. Handle payroll, taxes, workers' comp.

  • Everything in Bill-Payer
  • W-2 payroll via Check
  • Employer taxes + workers' comp
  • 22.5% employer burden included
FAQ

Questions we get asked

If you're in California's Self-Determination Program, your Regional Center has authorized an annual budget for your services. The FMS receives authorizations, processes payroll for caregivers, pays vendors, handles taxes, and accounts for every dollar against your DDS service codes.

Ready to take your plan back?

Onboarding takes about a week. We'll guide you through every step — from RC vendoring paperwork to your first payroll run.